PayoffPath: Debt Planner
如飞 苏 · Finance
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Chart standing · US
What changed · US
Listing changes AppTracker has observed for this app in this storefront — new versions, price moves, rating shifts, and store copy.
PayoffPath Pro is sharper. • Hybrid payoff strategy (cash-flow first) • Balance transfer calculator — see if a promo card is worth the fee • Consolidation calculator — one loan vs your current plan • Share your plan with a partner (text or PDF) • Planner tools: What-if Extra, target date, leftover → Extra, this-month focus Free: up to 3 debts + Snowball. Upgrade when you’re ready to go faster.
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About
PayoffPath turns your debts into a clear, motivating payoff plan. Add your credit cards, loans, and lines of credit, set a monthly Extra budget, and instantly see your debt-free date — then watch it get closer with every payment you log. WHY PAYOFFPATH • Debt-free date, calculated for you — no spreadsheets, no guessing • Snowball strategy free for everyone; Avalanche for power users • Everything works offline. No account, no bank login, no tracking PLAN LIKE A PRO • Extra payment budget: put every spare dollar to work automatically • What-if simulator (Pro): see how an extra $50 changes your payoff date • Target date mode (Pro): work backwards from the day you want to be debt-free • Focus mode (Pro): put all Extra dollars on one debt at a time • Strategy comparison (Pro): see exactly how much Avalanche saves you vs. Snowball • Balance-transfer & consolidation analyzers (Pro): know when refinancing actually pays off TRACK EVERY DOLLAR • Log payments in seconds — minimums, extras, and one-off chunks • Automatic principal vs. interest breakdown for every payment • Progress bars, milestones, and monthly charts keep you motivated • Payoff order you control: reorder debts to match your plan STAY ON SCHEDULE • Payment reminders for every debt's due day • Home Screen widgets: next due date, debt-free countdown, and quick logging • Quick actions right from the widget — log a payment in two taps MAKE IT YOURS • 48 hand-crafted skins across 7 collections — Classic, Solid, Gradient, Seasons, Cities, Scenery, and Photography • 30 designs free with every download; 18 premium collections with Pro • Every skin automatically adapts to Light & Dark Mode • Preview any skin live before you apply it BACKUP YOU CONTROL • One-tap backup to your personal iCloud — we never see your data • JSON export for safekeeping or moving to a new phone • CSV & PDF plan export (Pro) for your records FREE VS. PRO Free includes up to 3 active debts, the Snowball strategy, 30 beautiful skins, widgets, reminders, and iCloud backup. PayoffPath Pro unlocks unlimited debts, Avalanche & Custom payoff order, the full strategy comparison, planner tools (what-if simulator, target date mode, focus mode), balance-transfer & consolidation analyzers, CSV/PDF export, and 18 premium skin collections. • Monthly: $4.99 • Yearly: $29.99 (12 months for the price of 6) Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel anytime in your Apple ID settings. Restore purchases on any device with the same Apple ID. Privacy first: your data never leaves your device unless you choose to back it up to your own iCloud. No ads, no analytics, no data collection. Download PayoffPath and make today the day your debt payoff path gets real. --- Privacy Policy: https://hairuizhi-cn.github.io/payoffpath-privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
What's new · 1.2
PayoffPath Pro is sharper. • Hybrid payoff strategy (cash-flow first) • Balance transfer calculator — see if a promo card is worth the fee • Consolidation calculator — one loan vs your current plan • Share your plan with a partner (text or PDF) • Planner tools: What-if Extra, target date, leftover → Extra, this-month focus Free: up to 3 debts + Snowball. Upgrade when you’re ready to go faster.
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