Loan Calculator: Payoff Plan

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Loan Calculator works your loan out to the last month — on your iPhone, with no account and no internet connection. Enter the amount, the interest rate and how the payment is set. You immediately get the monthly payment, the term, the total interest, and the balance still standing when a fixed-rate period ends. THE FULL AMORTIZATION SCHEDULE Every month with its interest, its principal and the remaining balance, plus a curve showing the debt falling and the end of the fixed period marked. WHAT PAYING EXTRA SAVES Add a yearly, one-time or monthly overpayment and see how many months earlier you finish and how much interest disappears. The calculation no loan offer includes. COMPARE TWO OFFERS A lower rate is not automatically the cheaper loan. Put two versions side by side and compare total interest and the balance left over. THREE WAYS TO CALCULATE - by initial repayment rate (how mortgages are quoted in much of Europe) - by term in years (a classic consumer loan) - by a monthly payment you choose yourself CSV EXPORT Take the whole schedule into any spreadsheet. NOTHING LEAVES YOUR DEVICE No account, no sign-up, no network requests at all. It works in airplane mode. The App Store privacy label reads "Data Not Collected" because nothing is collected. FREE AND PAID Free: the complete calculation and the first twelve months of the schedule. One payment unlocks the full schedule, overpayments, comparison and CSV export. No subscription, ever. Note: this app is a calculator, not financial advice.