Saldy: Budget & Expenses

About

Say "twelve on coffee" and it's logged, sorted and counted. Saldy is a personal finance app for people who want to know where their money goes — without spreadsheets, and without handing their bank login to anyone. Logging expenses by voice has no limits and no trial period, along with typing them in, your accounts, your own categories, budgets and this month's spending. A subscription adds what needs your history behind it: comparing months, the forecast to payday, exporting, the assistant and other currencies. LOG AN EXPENSE IN SECONDS Say it out loud and Saldy writes it down: "spent 12 on coffee and 40 on petrol" becomes two transactions, categorised. The speech recognition runs on your iPhone, so no audio and no transcript ever leaves the device. You can also type it, or duplicate yesterday's coffee with one swipe. SEE WHERE IT ACTUALLY GOES · PREMIUM Reports show how your spending changes month after month, how your net worth moves, which categories eat the most and which shops you keep going back to. Pick 3, 6, 12 or 24 months, tap any category to see the transactions behind the number, and export the whole thing to PDF. KNOW IF YOU'LL MAKE IT TO PAYDAY · PREMIUM Add your rent, your salary and your subscriptions, and Saldy projects your balance 30, 60 or 90 days out — including the exact date you'd go into the red, before it happens. BUDGETS THAT MAKE SENSE Set a monthly limit per category and see how you're doing at a glance. Unspent money can roll over to next month. Transfers between your own accounts don't count as spending, so moving 500 from checking to savings doesn't look like you earned and spent 500 on the same day. YOUR CATEGORIES, YOUR WAY Use the ones that come with the app or create your own, with their own name, colour and icon. Correct a category once and Saldy remembers: the next time that shop appears, it lands where you said. BRING YOUR HISTORY WITH YOU Coming from another app? Export your transactions as CSV and import them. Saldy works out which column is which and shows you the first rows before saving anything. 166 CURRENCIES Every account can be in its own currency. Everything is converted to yours automatically, with rates refreshed daily. PRIVATE BY DESIGN The AI that understands what you say and writes your summaries runs entirely on your iPhone. Nothing you dictate is sent to any company. Lock the app with Face ID or a PIN of its own, hide every figure with one tap when someone looks over your shoulder, and export or delete all your data whenever you want. SALDY PREMIUM A subscription adds the reports that compare past months, categories and shops, export to PDF and CSV, the 30, 60 and 90-day cash forecast, the on-device assistant and recording in other currencies. Try it free for 7 days. Logging by voice or by hand, accounts, categories, budgets, transfers, importing and this month's spending stay free and unlimited. Subscriptions renew automatically unless cancelled at least 24 hours before the period ends. Manage or cancel them from your Apple ID settings. Terms of Use (EULA): https://saldy.sesinit.com/terms Privacy Policy: https://saldy.sesinit.com/privacy