RealtyPal: Mortgage & Rental

About

Run the numbers before you sign anything. RealtyPal is two apps in one: the mortgage calculator every homebuyer needs, free, and a deal analyzer for people who buy property to make money on it. THE MORTGAGE SIDE, FREE Your real monthly payment: principal, interest, taxes, insurance, PMI. The full amortization schedule, payment by payment. Add an extra payment or go biweekly and see exactly how much interest and how many years it removes. Affordability, refinance break-even, and a rent versus buy comparison that does not have a horse in the race. THE INVESTOR SIDE A lender reads a property as numbers: cap rate, net operating income, cash flow, cash-on-cash, debt service coverage. RealtyPal reads it the same way, in the time it takes the agent to unlock the door. Analyze a rental over the years you plan to hold it. Walk a BRRRR stage by stage. Price a flip from a rehab budget, an after-repair value and the 70% rule. Back into a wholesale offer, closing costs and the seller's real net. SAVE, COMPARE, SEND Keep every deal you are working, put two of them side by side, and export a deal sheet you can hand a lender or a partner. YOUR NUMBERS STAY YOURS - Everything runs on the device. It works in a basement with no signal - No account, no sign-up, and nothing you type leaves the phone - One small banner on the home screen, never on a calculator. Pro removes it FREE AND PRO The mortgage side is free forever, with no caps. Pro unlocks the investor analyzers, saved deals, comparison and deal sheet export, and removes the banner. NOT FINANCIAL ADVICE RealtyPal is a calculator, not an advisor, an appraiser or a lender. Every figure is an estimate from the numbers you enter. Verify rents, taxes, insurance, rehab costs and loan terms yourself, and talk to a licensed professional before you buy anything. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/