Harbor: Debt, Gently
Eren Tutgun · Finance
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Chart standing · US
What changed · US
Listing changes AppTracker has observed for this app in this storefront — new versions, price moves, rating shifts, and store copy.
Harbor is now on your Home Screen and Lock Screen. The real total, and when you last looked — without opening the app. No score, no streak, no red number. The same two facts the app shows you, in the same tone. What you owe still stays on this device. For the Lock Screen: a line beside the clock, or a card underneath.
In-app purchases · US
No in-app purchases.
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About
Harbor is for people who avoid looking at what they owe -- not because they don't care, but because looking feels like being judged. Open it and nothing bad happens. No score, no ranking, no red numbers, no lecture about what you should have done differently. Just the real total, and a quiet place to sit with it. You add what you owe by hand: the name, the balance, and -- if you know them -- the interest rate and the minimum payment. No bank linking, no account, no sign-up. Nothing you type here leaves this phone. WHAT'S INSIDE -- Your real total, right now, in your own currency (23 to choose from) -- A weekly check-in that takes under a minute: tap how it feels (heavy / okay / a bit lighter -- there is no wrong answer), update a balance if you know it, done -- "Since your last check-in" -- the interest that quietly added up while you were away. Information, not a scolding, and deliberately capped so it never becomes a frightening number -- A clear-by date: enter a rate and a monthly payment and Harbor estimates the month each debt finishes -- Progress counted from what you actually brought down, so entering a forgotten balance later can't erase it -- A history chart of your total over time -- Optional Face ID or passcode lock, because debt is something people hide from the people closest to them, not just from themselves -- An optional weekly reminder. One quiet nudge, nothing more -- Light, dark, or automatic appearance, in 15 languages WHAT HARBOR NEVER DOES -- No streaks. A missed week is never drawn as a broken chain -- No payoff strategy, no snowball-versus-avalanche coaching, no financial advice. This is not a coach. It's a mirror -- No bank connection, no account, no ads, no analytics, no tracking of any kind Harbor doesn't sell your data because it never collects any. Everything you enter stays on this device, and it is still there -- quiet, honest, and never judging you -- whenever you are ready to look again.
What's new · 1.0.4
Harbor is now on your Home Screen and Lock Screen. The real total, and when you last looked — without opening the app. No score, no streak, no red number. The same two facts the app shows you, in the same tone. What you owe still stays on this device. For the Lock Screen: a line beside the clock, or a card underneath.
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