Pensora: Retirement Countdown
Phi Truong Nguyen · Finance
Independent analytics for this App Store listing. AppTracker is not affiliated with Phi Truong Nguyen.
Chart standing · US
What changed · US
Listing changes AppTracker has observed for this app in this storefront — new versions, price moves, rating shifts, and store copy.
The Social Security and RMD calculators are now one tap from your countdown screen — no more hunting for the Calculators tab. Reliability improvements throughout the app.
In-app purchases · US
What this app sells inside itself, grouped by kind and priced for this storefront.
Screenshots
About
Retirement is closer than you think. Pensora shows you exactly how far — and helps you explore the decisions that matter on the way there. PLAN YOUR FEDERAL RETIREMENT (FERS) Estimate a standard FERS annuity from your High-3, creditable service, separation age, annuity start date, and survivor election. See your Minimum Retirement Age and whether the entered path appears immediate, postponed, deferred, reduced, or unreduced. Add a rough FERS supplement estimate, check the basic FEHB continuation rules you entered, and project a TSP balance through separation. Each result explains its assumptions and links the calculation to official OPM guidance. Pensora's FERS tool covers regular, non-disability service. Special-category employees, CSRS components, disability, VERA/RIF, military deposits, court orders, and final filing decisions require your agency benefits officer or OPM. COUNT DOWN TO YOUR LAST DAY OF WORK Set your retirement date and watch it get closer every day. See calendar days or working days — Pensora subtracts weekends, federal holidays, and your remaining vacation days, so the number is real. Put it on your Lock Screen and Home Screen with widgets, and start each morning with a new quote about the life you're building toward. KNOW YOUR BEST SOCIAL SECURITY CLAIMING AGE Claiming at 62 means a smaller check for more years. Waiting until 70 means a bigger check for fewer. Pensora compares your monthly benefit at every age, shows your break-even point on a clear chart, and handles spousal benefits correctly — including for couples deciding who should claim first. Enter the estimate from your Social Security statement and see the whole picture in under a minute. CALCULATE YOUR RMD IN SECONDS Once you turn 73, the IRS requires minimum withdrawals from your IRA or 401(k) — and the penalty for missing one is steep. Enter your age and balance, and Pensora shows this year's required amount using the current IRS tables, with your deadline clearly marked. Pensora Premium keeps planning work reusable: save individual or household scenarios, compare couples claiming strategies, export sourced FERS, Social Security, and RMD PDF reports, and schedule annual rule-review and RMD deadline reminders. SHARE IT WITH THE PEOPLE WHO ASK Print or save your results as a clean PDF report — for your spouse, your kids, or your financial advisor. BUILT FOR PEACE OF MIND • No ads, ever • No account required — everything works the moment you open the app • Your numbers stay on your device; we never ask for your SSN or bank login • Your countdown and settings quietly back up through iCloud, so a new phone changes nothing • Purchases restore automatically on any of your devices Pensora is an independent app and is not affiliated with OPM, the Social Security Administration, the IRS, or any government agency. Calculations are educational estimates, not financial advice. Pensora Premium (monthly, yearly, or one-time lifetime purchase) unlocks sourced FERS PDF reports, full Social Security claim-age and household comparisons, RMD planning, Lock Screen widgets, and every background theme. The countdown and core calculators are free. Terms of Use (EULA): https://getpensora.com/terms Privacy Policy: https://getpensora.com/privacy
What's new · 1.1.2
The Social Security and RMD calculators are now one tap from your countdown screen — no more hunting for the Calculators tab. Reliability improvements throughout the app.
Details