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Finally know where your money goes. Jondu is an offline-first personal finance app that gives you a complete picture of your money -- without ads, without subscriptions, and without ever asking for your bank login. Whether you're tracking daily expenses, setting monthly budgets, paying off debt, or saving for your next big purchase, Jondu puts everything in one clean, private app. BUDGET TRACKER Set monthly spending limits for categories like groceries, transport, food, and entertainment. Jondu tracks your pace in real time so you know if you're overspending before it happens -- not after. Unused budget can roll over to next month. EXPENSE & INCOME TRACKER Log income and expenses in seconds. Categorize transactions, add notes, and view your full spending history. Supports multiple accounts -- Cash, GCash, Maya, Bank, and more. BILL REMINDERS & BILL CALENDAR Never miss a due date again. Set recurring bill reminders for utilities, subscriptions, and loans. View all upcoming bills on a monthly calendar and mark them paid in one tap. DEBT TRACKER Track car loans, credit card balances, and personal debts. See your total owed, payoff progress, and interest rates at a glance. Stay motivated as you watch your debt go down. SAVINGS GOALS Create savings goals for anything -- a new phone, emergency fund, vacation, or down payment. Track how close you are and add money toward your goal anytime. CASH FLOW FORECAST See your projected balance 30 days into the future based on your scheduled bills and savings. Know in advance when your balance will dip and plan around it before it happens. SPENDING ANALYTICS Understand your spending patterns with visual charts and category breakdowns. Compare months, spot trends, and make smarter decisions with your money every day. JONDU SCORE Your personal financial health score from 0 to 1000 -- built from your budget adherence, savings rate, consistency, and debt-free days. Complete weekly challenges, earn points, keep your daily streak, and climb from Starter to Great. PRIVATE BY DESIGN - No account or sign-up required - No bank login or connection needed - All data stored locally on your device - Works fully offline -- no internet needed - Zero ads, zero trackers, zero subscriptions PERFECT FOR: - Personal budget tracking and monthly planning - Tracking GCash, Maya, and bank spending separately - Freelancers and self-employed managing irregular income - Anyone paying off a loan or credit card debt - People who want a simple expense diary and money journal - Students managing allowance and daily expenses Jondu is a personal budget planner, expense diary, bill reminder, debt payoff tracker, and savings goal app -- all in one. No subscriptions. No ads. No excuses. Download Jondu today and finally take control of your personal finances.
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