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About
Money stress often begins before your balance looks low. A paycheck is coming. Rent is scheduled. Savings are available. Yet the wrong account can still run short on the wrong day. Stay Above helps you see that day sooner—and act while you still have options. Built for real life, Stay Above turns your accounts, income, bills, essential spending, and planned transfers into a clear, forward-looking cash plan. It shows what is safe today, what could tighten over the next 30 days, and the next practical step to protect the account that needs attention. SEE THE PRESSURE BEFORE IT ARRIVES • Forecast each account and your household together • Catch account-level risk even when total household cash is positive • See conservative same-day low points, not just end-of-day balances • Separate confirmed money from income that has not arrived yet KNOW WHAT IS SAFE TO SPEND • Get an account-specific Safe to Spend amount • Understand the date and event that limit it • See when your plan depends on future income • Recalculate after every change MOVE MONEY WITH CONTEXT • Find available surplus in another account • Review transfer suggestions before acting • Run a second forecast to verify both accounts remain safe • Track planned and in-transit transfers without double-counting cash PLAN FOR THE LIFE THAT MAY HAPPEN • Test what-if scenarios for a bill, income change, or transfer • Compare the impact on one account and the whole household • Save scenarios, review forecast history, and restore safely • Export PDF and CSV reports on your device PRIVATE BY DESIGN No bank connection. No sign-in. No cloud sync. Your plan stays on your device. Optional notifications are scheduled locally. Stay Above is not here to judge yesterday’s spending. It is here to give tomorrow more room. Start before the next bill lands. Stay Above provides planning information only. It does not move money or provide financial, legal, tax, or investment advice.
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