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Money Flow — take full control of your personal finances, completely offline. Track every dollar, manage multiple accounts, set budgets, and analyze spending habits — all without an internet connection or account login. Your financial data stays private, on your device. TRACK INCOME & EXPENSES Record transactions instantly with category selection, notes, and photo attachments (up to 5 per transaction). Switch between income, expense, and transfer views with a single tap. MULTI-ACCOUNT MANAGEMENT Manage Cash, Bank, Credit Card, Investment, E-Wallet, and custom accounts. Track balances across all accounts and view your total net worth at a glance. SMART BUDGETS Set monthly budgets per category with spending alerts. Enable auto-repeating budgets for recurring limits. Visual progress bars show exactly where you stand. SAVINGS GOALS Create long-term savings goals with target amounts and deadlines. Track progress with deposit and withdrawal support. Choose rollover options for term deposits. POWERFUL ANALYTICS Visualize spending with donut charts for category distribution, bar charts for daily totals, and account-level income/expense breakdowns. Filter by period — daily, weekly, monthly, yearly, or all time. 20+ LANGUAGES Switch languages instantly within the app. Fully translated interface in English, Vietnamese, Spanish, French, German, Italian, Portuguese, Chinese, Japanese, Korean, Thai, Hindi, Arabic, Russian, Turkish, Indonesian, Bengali, Urdu, and more. RTL support for Arabic and Urdu. 150+ CURRENCIES Choose from 150+ world currencies with 4 number format styles. Perfect for international users or travelers. SECURITY & PRIVACY Lock your app with a 4–6 digit PIN and biometric unlock (Face ID / Touch ID). 100% offline — no servers, no accounts, no data collection. Your finances are yours alone. CLEAN MODERN DESIGN Intuitive 5-tab navigation, card-based layouts, and smooth animations. Designed for quick daily use with minimal friction.
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