Clarity by Promontory AI

About

Clarity turns the numbers you already have into a clear picture of where your money stands. No bank linking. No account credentials. No trackers. You enter what you know — income, expenses, assets, debts — and Clarity does the rest. TWO SCORES Risk measures how exposed you are: runway, debt load, concentration, and the shape of the wider economy. Opportunity measures the room you have to act: surplus, flexibility, and the levers actually available to you. Open either one to see its components and the arithmetic behind the number. Nothing is a black box you have to take on faith. A REAL BALANCE SHEET Assets and liabilities on one side, income and expenses on the other. Start with a single estimate to get moving, or itemize every line when you want the full picture. Net worth, cash flow, and savings rate stay current as you go. STRESS-TEST THE PLAN Lose the income. Watch rates climb. See a downturn arrive. Clarity re-runs your position against the shock and shows what actually breaks — and how long you would hold. KNOW WHAT TO PAY FIRST Every balance ranked by what it truly costs you, with the payoff order that clears the most interest. GOALS THAT TRACK THEMSELVES Set what you are saving toward. Progress updates as your numbers change — no spreadsheet to maintain. CONTEXT, NOT COMPARISON See how your position reads against published federal statistics for households like yours, drawn from the Federal Reserve, the Bureau of Labor Statistics, the Bureau of Economic Analysis, and the Census Bureau. Never against other users. ASK IN PLAIN LANGUAGE A built-in assistant that can see your figures and answer questions about them, grounded in your actual position rather than generic advice. EIGHT LANGUAGES English, Spanish, French, German, Italian, Portuguese, Japanese, and Persian, including right-to-left layout. Switch in Settings and the whole app follows immediately — insights and explanations included. BUILT TO KEEP YOUR DATA YOURS • No advertising or analytics SDKs • We do not sell your personal information • The assistant receives financial figures, never your name or email address • Your cached profile is encrypted on device with AES-GCM, with keys held in the Keychain • Close your account from Settings whenever you want Clarity is provided for informational and educational purposes only. It does not provide financial, investment, tax, accounting, or legal advice. Scores, metrics, and projections are general in nature and may not reflect your particular circumstances. You are solely responsible for your financial decisions and should consult a qualified professional before acting.