Debt Payoff Tracker & Planner

Alona Nesterenko · Finance

5.0 9 ratings Free

Chart standing · US

Not currently charting in this storefront.

What changed · US

Listing changes AppTracker has observed for this app in this storefront — new versions, price moves, rating shifts, and store copy.

Aug 26, 2026
New version 1.1.9 → 1.3

- Added payment checkmarks to the Schedule, with a pre-filled Record Payment form and clear partial, completed, and extra-payment states. - Improved payoff calculations to correctly handle interest, multiple payments, partial payments, payoff amounts, and recorded payment history. - Refined the interface for light/dark mode, larger text sizes, consistent card styling, and faster navigation with many debts.

Ratings breakdown · US

The star breakdown behind this app's rating in this storefront.

5★ 100% 9
4★ 0% 0
3★ 0% 0
2★ 0% 0
1★ 0% 0

Screenshots

About

Debt Payoff Tracker brings your credit cards, loans, payments, and due dates into one place. Record what you actually pay and see your payoff projection update as balances change. FOUR PAYOFF STRATEGIES • Debt Snowball — Start with the smallest balances • Debt Avalanche — Prioritize the highest interest rates • Credit Score Focus — Target higher-utilization cards • Custom Order — Arrange debts your way WHAT-IF CALCULATOR Try different extra-payment amounts and compare estimated months saved, potential interest savings, and total payoff time. TRACK YOUR DEBTS Add credit cards, student loans, auto loans, mortgages, personal loans, medical bills, and other balances. PAYMENT HISTORY Record payments, view principal and interest breakdowns, and add notes. PAYMENT SCHEDULE View a month-by-month projection of payments, balances, interest, and estimated payoff timing. BUDGET SUMMARY Compare your monthly income with planned debt payments and see how much remains. REMINDERS, PRIVACY & SECURITY • Customizable payment reminders • App Lock with Face ID, Touch ID, or Passcode • No bank connection or app account required OPTIONAL ICLOUD SYNC Keep your debts, payments, and payoff plan synced across your iPhone, iPad, and Mac when iCloud Sync is enabled. CREDIT UTILIZATION Track overall and card-level utilization with simple status indicators. 9 CURRENCIES USD, EUR, GBP, CHF, CNY, CAD, AUD, JPY, and SAR. PREMIUM The free version allows one debt. Upgrade to Premium to track unlimited debts. Terms of Use - https://pipsapps.com/terms.html Privacy Policy - https://pipsapps.com/privacy.html

What's new · 1.3

- Added payment checkmarks to the Schedule, with a pre-filled Record Payment form and clear partial, completed, and extra-payment states. - Improved payoff calculations to correctly handle interest, multiple payments, partial payments, payoff amounts, and recorded payment history. - Refined the interface for light/dark mode, larger text sizes, consistent card styling, and faster navigation with many debts.

Details

ReleasedJan 2026
UpdatedJul 2026
Version1.3
Size5.1 MB
RequiresiOS 18.0 or later
Age rating4+
LanguagesEnglish
PriceFree
Categories FinanceUtilities
Bundle IDpips.Debt-Payoff-Tracker