Moni AI: Expense Tracker

MONI TECHNOLOGY COMPANY LIMITED · Finance

Free

Chart standing · US

Not currently charting in this storefront.

What changed · US

Listing changes AppTracker has observed for this app in this storefront — new versions, price moves, rating shifts, and store copy.

Aug 26, 2026
New version 1.2.6 → 1.2.7

This update comes straight from your requests: • Loan interest now accrues by actual days The way banks really calculate it: principal × annual rate × days / 365. Borrow on the 5th, repay on the 27th, and you get exactly 22 days — no more rounding to whole months. • Shared credit limit across cards Two cards from the same bank drawing on one limit? Tag them to the same group and both show the group's real usage and remaining balance. • Payment reminders for cards and loans Get reminded 1–14 days ahead, at the time of day you choose, with an option to repeat daily until the due date. Never let a payment slip. • Search and sort your cards Type a card name or sort A–Z instead of scrolling the whole list. Thanks for all the feedback — keep it coming!

About

Bored of dull expense tracker apps? Meet Moni - The AI Financial Assistant with a witty sense of humor! Moni is not just a smart money manager; it's a companion that keeps you in check whenever you overspend. WHY YOU'LL LOVE MONI? 1. Sassy AI Assistant: Instead of dry numbers, Moni's AI analyzes your habits and gives funny advice (or playful roasts) based on your spending. It helps you wake up before you checkout that expensive cart! 2. Lightning Fast Input: - Voice: Just say "Coffee $5", Moni automatically saves and categorizes it. - Scan Receipts: Snap a photo of your grocery bill in 1 second. 3. Visual Financial Reports: Modern charts help you see through your cash flow: Where did the money go? Why is the wallet empty before payday? 4. Comprehensive Tools: - Set up monthly budgets. - Track debts and savings goals. - Convenient Widgets right on your home screen. Download Moni today to see what the AI has to say about your wallet! Terms of Service: https://moniai.app/terms Privacy Policy: https://moniai.app/policy

What's new · 1.2.7

This update comes straight from your requests: • Loan interest now accrues by actual days The way banks really calculate it: principal × annual rate × days / 365. Borrow on the 5th, repay on the 27th, and you get exactly 22 days — no more rounding to whole months. • Shared credit limit across cards Two cards from the same bank drawing on one limit? Tag them to the same group and both show the group's real usage and remaining balance. • Payment reminders for cards and loans Get reminded 1–14 days ahead, at the time of day you choose, with an option to repeat daily until the due date. Never let a payment slip. • Search and sort your cards Type a card name or sort A–Z instead of scrolling the whole list. Thanks for all the feedback — keep it coming!

Details

ReleasedJan 2026
UpdatedJul 2026
Version1.2.7
Size145 MB
RequiresiOS 15.0 or later
Age rating4+
LanguagesArabic, Chinese, English, French, German, Indonesian, Japanese, Korean, Malay, Portuguese, Spanish, Thai, Vietnamese
PriceFree
Categories FinanceUtilities
Bundle IDcom.moni.finace.ai