Mijn Hypotheek

About

Mijn Hypotheek - Your Complete Mortgage Calculator Plan your home purchase with confidence using Mijn Hypotheek, the most comprehensive mortgage calculator designed specifically for the Dutch market. Whether you're a first-time buyer or refinancing, our app helps you understand every aspect of your mortgage with detailed calculations and clear visualizations. Key Features: Complete Mortgage Planning • Calculate mortgage payments based on purchase price, down payment, and loan duration • Support for variable and fixed interest rate periods (1-25 years) • Advanced interest rate segmentation with multiple brackets (up to 100%, 90%, 80%, 70%, 60% of property value) • Flexible mortgage durations from 5 to 30 years • Detailed buyers costs breakdown including: - Transfer tax (overdrachtsbelasting) - Property valuation fees - Transfer and mortgage contract costs - Mortgage advice fees - Estate agent fees - Technical inspection costs - Custom additional costs • Monthly expenses tracking: - Utilities - VVE (homeowners association) fees - Ground lease (erfpacht) - Insurance - Custom monthly expenses • Monthly payment breakdown showing: - Gross and net monthly payments - Interest and principal components - Tax return benefits - Remaining loan balance - Home ownership percentage • Yearly payment summaries • One-off extra payment planning per month • Visual progress tracking with ownership percentage bars