Spendify: Budget & Debt Payoff
Spendify Money LLC · Finance
Independent analytics for this App Store listing. AppTracker is not affiliated with Spendify Money LLC.
Chart standing · US
What changed · US
Listing changes AppTracker has observed for this app in this storefront — new versions, price moves, rating shifts, and store copy.
- Added Statements: a statement of net worth and an income and expense statement for every month, to read in the app or download as a PDF or CSV. - Accounts now shows Not reported by bank when your bank stops sending an account. - An account your bank stopped reporting can now have its balance updated, be excluded from net worth, or be converted to a manual account that keeps its history. - Accounts now asks before counting the same card twice across two bank logins: hide one copy, or keep both. - Accounts now offers to hide an old bank connection's copies when a newer connection to the same bank replaces it, keeping their history. - When your Spendify Pro access ends, bank syncing now pauses; your accounts and history are kept, and an email tells you the date your banks will be disconnected, at least 30 days later. - Bank connections now shows a disconnected bank as Disconnected with its history kept, and Connect again adds it back after you subscribe. - Debts now asks you to add a missing APR, and marks the debt-free date as an estimate until you do. - Open your full payoff plan from Debts with See payoff plan. - Large-purchase notifications now stop at three a day; any more go to your notification inbox without buzzing your phone. - Budget alerts now come only for budgets you set yourself, and count what you rolled over. - Fixed credit card payments and transfers between your own accounts counting as spending. - Fixed transfers, card credits and bank interest counting as income or as refunds. - Fixed a recurring bill showing twice, or as Every 4 weeks when its date drifts. - Fixed everyday purchases showing up as subscriptions. - Fixed card and account numbers appearing in notifications on the lock screen. - Fixed a transfer between your own accounts alerting as a large purchase. - Fixed purchases in another currency being counted as dollars. - Fixed investment balances not updating when holdings did. - Fixed linking a Google or Apple sign-in switching you to another account. - Fixed a mortgage or student loan missing its due date and payments when the bank left out its rate. - Fixed a bond showing a large loss that wasn't there. - Fixed some Fidelity accounts appearing under a placeholder name. - Fixed a recurring card or loan bill showing a different due date than its account. - Fixed the keyboard covering the support conversation while you type. - Fixed an overpaid card counting as negative debt instead of a credit. - Fixed balance history dipping where a bank skipped transactions. - Other bug fixes and improvements. We're always improving Spendify. Keep an eye out for more updates and fixes along the way.
Ratings breakdown · US
The star breakdown behind this app's rating in this storefront.
In-app purchases · US
What this app sells inside itself, grouped by kind and priced for this storefront.
Screenshots
About
You have all your financial data. But do you have a plan? Most finance apps show you where your money went. Spendify shows you where it should go. Connect your accounts once and get a real plan to pay off debt, build savings, and grow your wealth. Spendify is a downloadable mobile app for personal financial management, budgeting, expense tracking, debt management and debt optimization, bill tracking, financial planning, and financial reports and insights. SEE YOUR DEBT-FREE DATE Not "someday." The actual month. Spendify calculates exactly when you'll be debt-free and how much interest you'll save along the way. COMPARE PAYOFF STRATEGIES • Debt Snowball: Pay off smallest balances first to build momentum • Debt Avalanche: Target high-interest debt to save the most money • Custom Order: Set your own payoff sequence based on what matters to you • Adjust your extra payment and watch your debt-free date move in real time ASK YOUR AI ADVISOR "What did I spend on dining this month?" "How can I pay off my credit cards faster?" Ask anything about your money in plain English. Your AI advisor has real-time access to your accounts and transactions — personalized answers, not generic tips. TRACK EVERYTHING IN ONE PLACE • Transactions sync automatically via Plaid • Connect Apple Card, Apple Cash, and Apple Savings with FinanceKit • Budgets that actually fit your life • Recurring charges detected automatically — no more surprise subscriptions • Net worth so you can see the full picture • Financial reports that show your income, spending, and cash flow at a glance • Monthly financial statements: Spendify prepares your statement of net worth and your income and expense statement every month, ready to download as a PDF or CSV SECURITY FIRST Bank-level AES-256 encryption. Read-only access — we can never move your money. Face ID and Touch ID support. No bank credentials stored. FEEL THE PROGRESS Every time you open the app, you see how far you've come. Interest saved. Time saved. Debts crossed off. Celebrate the wins. Start with a 7-day free trial. Then $49.99/year or $4.99/month. Cancel anytime. Terms of Service: https://spendify.money/terms-of-service Privacy Policy: https://spendify.money/privacy-policy Questions? Reach out at support@spendify.money
What's new · 1.0.7191
- Added Statements: a statement of net worth and an income and expense statement for every month, to read in the app or download as a PDF or CSV. - Accounts now shows Not reported by bank when your bank stops sending an account. - An account your bank stopped reporting can now have its balance updated, be excluded from net worth, or be converted to a manual account that keeps its history. - Accounts now asks before counting the same card twice across two bank logins: hide one copy, or keep both. - Accounts now offers to hide an old bank connection's copies when a newer connection to the same bank replaces it, keeping their history. - When your Spendify Pro access ends, bank syncing now pauses; your accounts and history are kept, and an email tells you the date your banks will be disconnected, at least 30 days later. - Bank connections now shows a disconnected bank as Disconnected with its history kept, and Connect again adds it back after you subscribe. - Debts now asks you to add a missing APR, and marks the debt-free date as an estimate until you do. - Open your full payoff plan from Debts with See payoff plan. - Large-purchase notifications now stop at three a day; any more go to your notification inbox without buzzing your phone. - Budget alerts now come only for budgets you set yourself, and count what you rolled over. - Fixed credit card payments and transfers between your own accounts counting as spending. - Fixed transfers, card credits and bank interest counting as income or as refunds. - Fixed a recurring bill showing twice, or as Every 4 weeks when its date drifts. - Fixed everyday purchases showing up as subscriptions. - Fixed card and account numbers appearing in notifications on the lock screen. - Fixed a transfer between your own accounts alerting as a large purchase. - Fixed purchases in another currency being counted as dollars. - Fixed investment balances not updating when holdings did. - Fixed linking a Google or Apple sign-in switching you to another account. - Fixed a mortgage or student loan missing its due date and payments when the bank left out its rate. - Fixed a bond showing a large loss that wasn't there. - Fixed some Fidelity accounts appearing under a placeholder name. - Fixed a recurring card or loan bill showing a different due date than its account. - Fixed the keyboard covering the support conversation while you type. - Fixed an overpaid card counting as negative debt instead of a credit. - Fixed balance history dipping where a bank skipped transactions. - Other bug fixes and improvements. We're always improving Spendify. Keep an eye out for more updates and fixes along the way.
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