Deby - Debts IOU Money Manager

About

Who owes whom? Deby remembers, so you don't have to. Track money you lent or borrowed, split a restaurant bill in seconds, and share the costs of a trip or a flat. No account, and your receipts never leave your iPhone. DEBTS AND IOUS • See at a glance what you owe and what you are owed • Every debt has a page of its own, with each payment, each addition and its photos • Reminders, once or repeating, so no debt is forgotten • Repeating debts for rent, a subscription or anything regular • Folders to keep family, friends and work apart • Send a clear statement as a PDF, for the whole debt or for a range of dates SPLIT A BILL • Equally, by parts, or by items: everyone pays for what they had • Scan the receipt and your iPhone fills in the items and prices • The scan happens on your phone: the receipt is not sent to us or to anyone else • Pass the phone round so each person ticks their own items • Tip by percentage or amount, or just round the total • Tick off who has paid, and turn what is still open into debts with one tap GROUPS FOR TRIPS, FLATS AND COUPLES • Add expenses as they happen and settle at the end • Five ways to split an expense: equally, by parts, by amounts, by percentages or by items • Count nights for a holiday home, or let a couple count as two • "Fewest payments" works out who pays whom with as few transfers as possible • Ask for your money with your bank details, a PayPal link, or a payment code for euro bank transfers YOUR BILLS ARE YOUR BUSINESS What you ate, where you were and what you paid is nobody else's concern. Many apps send a photo of your receipt to a server to read it. Deby does not. • Receipts are read on your iPhone, by the iPhone itself • No receipt, bill or photo is ever uploaded • Scanning works without an internet connection • No account, no sign-up, no ads • Your debts and bills are kept on your iPhone, in an encrypted database • Lock the app with Face ID or Touch ID • Deby collects no data about you AND ALSO • 30 currencies with up-to-date exchange rates • English, Spanish, German, French, Italian and Portuguese • Light and dark mode • Step-by-step guides inside the app Lending money to a friend should not cost you the friendship. Deby keeps the numbers straight, so nobody has to argue about them. Questions or ideas? Write to us from Settings → Contact. We read every message.