Dibs – Simple Debt Tracker

About

"Wait… how much did you owe me again?" If you lend money to friends and then forget about it, or you're the one who forgets to pay back, Dibs keeps the score so you don't have to. Add a debt in seconds, see your balance with every person at a glance, and settle up without the awkward conversation. WHY DIBS • See it all at a glance: what you owe, what you're owed, and the net balance with each person. • Add a debt in seconds: the amount comes first, with a built-in calculator. Type 12+8×2 and Dibs does the maths. • Split group bills: dinner, trips, gifts. Split evenly or set custom amounts, pick who paid, and Dibs works out who owes what. • Never let a debt slip: reminders on your schedule, and a ready-made message to send when it's time to settle up, written in the language your friend reads. • Add it hands-free: "Hey Siri, add a debt in Dibs." Say it on your way out of the restaurant and it's logged. • Watch your money come back: monthly charts of what's been settled and how your balance moves. • Your year in IOUs: every December, Year in Review turns your year into a short story you can share. NEW IN 1.8 • Recurring debts: rent, a shared subscription, a weekly repayment. Set it once and Dibs adds it every period. Pause it any time. • Multi-currency: lend in dollars, track in pounds. Each debt keeps the exchange rate from the day you added it, so your balances never jump. • Widgets: your balance, your people and a quick-add button on your Home Screen and Lock Screen. • Reminder styles: friendly is free. Casual, polite, firm and funny come with Premium. • People and Trends insights: who pays you back, and how fast. • A fresh look: floating navigation, a full-page Add debt screen, and a details sheet for every debt. PRIVATE BY DESIGN No account. No sign-up. No ads. No analytics. Your debts live on your phone, not on a server. The only thing Dibs fetches online is daily exchange rates for multi-currency debts. MADE FOR EVERYDAY USE • 18 currencies • 23 languages, right-to-left included • Follows your phone's light or dark mode • Fast search across people and debts FREE VS PREMIUM Free, forever: active debts with up to 5 people, group split, the calculator, reminders, the friendly reminder message in any language, Siri, the Overview insights and Year in Review. Dibs Premium is a single one-time purchase. No subscription. It adds unlimited people, recurring debts, multi-currency, People and Trends insights, custom reminders per debt, reminder styles, widgets, a Face ID app lock, accent colours and themes, and CSV export with full backup. Stop keeping tabs in your head. Download Dibs and settle up.