Debt Payoff Planner: Tracker

Linas Nutautas · Finance

5.0 1 ratings Free

Independent analytics for this App Store listing. AppTracker is not affiliated with Linas Nutautas.

Chart standing · US

Not currently charting in this storefront.

What changed · US

Listing changes AppTracker has observed for this app in this storefront — new versions, price moves, rating shifts, and store copy.

Oct 10, 2026
Rating ★ 0 → 5
Oct 8, 2026
New version 1.1.6 → 1.1.7

Many lenders charge a fee with every installment. You can now enter it, and Debt Tracker splits each payment into fee, interest and principal, so the payoff date, remaining interest and total cost closely match your lender's schedule. Fees are shown on the debt card, in debt details and in payment history. Your existing debts are unchanged. If a loan has a monthly fee, tap ⋯ on the debt card, choose Edit and add the fee. The monthly payment should be the full amount your lender collects, including the fee.

Sep 26, 2026
New version 1.1.5 → 1.1.6
Sep 14, 2026
New version 1.1.4 → 1.1.5
Sep 13, 2026
Promotional text “Debt payoff app for iPhone: enter your debts, compare snowball vs avalanche, see your debt-free date, log payments. Private, no account, no bank link.”
Sep 6, 2026
New version 1.1.3 → 1.1.4
Aug 26, 2026
Rating ★ 1 → 0
Aug 26, 2026
New version 1.1.1 → 1.1.3

Price & rating history · US

Reconstructed from the listing changes AppTracker has observed in this storefront. A field is charted once it has changed more than once, and each line starts at the value it moved from.

Average rating history over the observed period. 0 2 4 Aug 23 Sep 5 Sep 19 Oct 2 Oct 15

Average rating · ★ 5.00 now · 2 changes on record

Ratings breakdown · US

The star breakdown behind this app's rating in this storefront.

5★ 100% 1
4★ 0% 0
3★ 0% 0
2★ 0% 0
1★ 0% 0

In-app purchases · US

What this app sells inside itself, grouped by kind and priced for this storefront.

Subscriptions
Debt Tracker Premium $4.99/ month
Debt Tracker Premium $29.99/ year · 7-day free trial

Screenshots

Similar apps

Competitors and close alternatives, as estimated by AppTracker.

About

Debt Payoff Planner is a debt payoff app for iPhone. Enter your loans, credit cards and other debts, compare the snowball and avalanche methods, see your estimated debt-free date, and record every payment. No account and no bank connection: your data stays on your device. WHO IT IS FOR People paying off one or several debts who want one clear plan: which debt gets the extra money first, when each debt is paid off, and how much interest the plan saves. It works both ways: track loans, credit cards and mortgages you owe, plus money friends or family owe you. WHAT YOU CAN DO - Add debts with balance, interest rate, monthly payment and due date - Track debts you owe and debts owed to you - Categorize debts (credit card, auto loan, student loan, mortgage or custom) - Log payments; balances and progress update automatically - See the principal vs interest breakdown of each payment - Get reminders before due dates and see which debts are overdue PAYOFF STRATEGIES - Snowball: smallest balance first, for quick wins - Avalanche: highest interest rate first, to pay less interest Enter an extra monthly amount and compare both methods: debt-free date, months to go and estimated interest. When one debt is paid off, its payment moves to the next one. STATISTICS - Total debt overview for debts you owe and debts owed to you - Debt-free date countdown - Payment breakdown charts and monthly payment trends - Average monthly payment ACHIEVEMENTS - Progress badges at 25%, 50%, 75% and 100% - Streaks for on-time payments - Celebration screens when you reach a goal FREE AND PREMIUM Free: up to 3 debts, payment logging, reminders, the debt-free estimate and basic statistics. Premium adds: - Unlimited debts - Strategy comparison with the exact payoff order - Advanced statistics and charts - Debt-free date forecast - Payment streak tracking and global achievement badges - PDF report export ALSO INCLUDED - Loan calculator to estimate a new loan - Works offline - No account required - 13 languages PRIVACY Debt Payoff Planner does not connect to your bank and does not access financial accounts. You enter debts manually and track payments yourself. Your records are stored on your device. SUBSCRIPTION Monthly: $4.99/month. Yearly: 7-day free trial, then $29.99/year. Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours before the end of the current period. You can manage and cancel subscriptions in your App Store account settings after purchase. Privacy Policy: https://debtpayoff.app/privacy Terms of Use: https://debtpayoff.app/terms

What's new · 1.1.7

Many lenders charge a fee with every installment. You can now enter it, and Debt Tracker splits each payment into fee, interest and principal, so the payoff date, remaining interest and total cost closely match your lender's schedule. Fees are shown on the debt card, in debt details and in payment history. Your existing debts are unchanged. If a loan has a monthly fee, tap ⋯ on the debt card, choose Edit and add the fee. The monthly payment should be the full amount your lender collects, including the fee.

Details

ReleasedJun 2025
UpdatedJul 2026
Version1.1.7
Size29.7 MB
RequiresiOS 18.0 or later
Age rating4+
LanguagesDutch, English, French, German, Italian, Japanese, Korean, Polish, Portuguese, Spanish, Thai, Turkish, Vietnamese
PriceFree
Categories FinanceUtilities
Bundle IDio.linasdev.Debt-Tracker