GalaxyOne: Wealth & Investing

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GalaxyOne is an all-in-one app that brings together banking, brokerage, crypto, staking, and lending services in one technology platform powered by the institutional strength of Galaxy Digital (NASDAQ: GLXY), a market leader in digital assets and AI infrastructure. UNLOCK 8.00% PREMIUM YIELD* Earn 8.00% yield* on cash with Galaxy Premium Yield, an investment note issued by Galaxy Digital LP, available to U.S. accredited investors only on GalaxyOne. Interest accrues daily and is paid monthly. EARN 3.50% APY** ON CASH Open a high-yield cash account with 3.50% APY** and FDIC insurance up to $250K Banking services provided by Cross River Bank, Member FDIC. Monthly interest can be auto-invested into a crypto, stock, or ETF of your choice. BUY, SELL AND TRANSFER CRYPTO Buy, sell, and transfer BTC, ETH, SOL, and more with transparent pricing. Digital asset services are offered separately from brokerage accounts and are not FDIC or SIPC insured. TRADE STOCKS & ETFS COMMISSION-FREE Invest in U.S. stocks and ETFs commission-free through a self-directed brokerage or retirement account offered through DriveWealth, LLC, member FINRA/SIPC. STAKE SOL, EARN UP TO 6.50% Earn up to an estimated 6.50% in variable staking rewards with 0% commission through December 31, 2026. Terms apply. *** BORROW USD WITH A CRYPTO PORTFOLIO LINE OF CREDIT Get liquidity without selling your crypto. Your combined BTC, ETH, and SOL back a single revolving line of credit. No origination fee with 8.99% APR.**** SET RECURRING BUYS Automate recurring buys for crypto and stocks, and access extended trading hours for U.S. equity markets. DEDICATED CLIENT SERVICE Our U.S. based team is available by phone, online, in-app, or by phone. Real people, real support, every step of the way. Start earning today. Download GalaxyOne. *Premium Yield is variable and subject to change with a 30-day notice. **As of 12/11/25. Annual Percentage Yield (APY) is variable and subject to change. ***Reward rate is estimated and not guaranteed. Rewards are variable and may increase or decrease. Actual returns depend on network conditions. Past performance is not indicative of future results. 0% platform commission through December 31, 2026. Platform commission is defined as the fee GalaxyOne charges to access staking on GalaxyOne and applies to Inflation and eligible MEV rewards earned while assets remain actively staked. Validators may retain transaction fees and certain protocol-level rewards associated with block production. Residual MEV rewards that are distributed after your assets are unstaked will not be credited to your account. Network transaction fees for sending and receiving SOL still apply. ****Variable annual percentage rate (APR) subject to change with 30 day notice, APR in select states may be lower. Collateral remains subject to market fluctuations and liquidation risk. DISCLOSURES Premium Yield is a private investment note available only to U.S. accredited investors. Yield is variable and subject to change. Investment and securities products are not FDIC insured and may lose value. Brokerage accounts are introduced by Fin2, LLC and offered through DriveWealth, LLC, member FINRA/SIPC. Digital assets and staking involve significant risk, are volatile, and are not FDIC or SIPC insured. Staking rewards are variable and not guaranteed. Banking services provided by Cross River Bank, Member FDIC. Deposits insured up to $250,000. Consumer lending products are offered by GalaxyOne Lending LLC (NMLS ID: 2741667). Not all applicants may be eligible or approved. All figures are for illustrative purposes only. See galaxy.app/legal for full disclosures and program terms. Galaxy Digital Inc. 300 Vesey St New York, NY 10282